Irvine, CA – January 2025

In the rapidly evolving landscape of U.S. mortgage finance, Maryna Bochkarova has emerged as a pivotal figure, redefining lending solutions and investment strategies that support economic growth. As the founder and CEO of MBrate Mortgage (NMLS 2431879), she has played a significant role in facilitating homeownership, commercial real estate financing, and capital investment across multiple states.

With a deep understanding of market shifts and the financial challenges faced by borrowers and investors, Bochkarova has developed innovative mortgage programs that address both residential and commercial lending needs. Her expertise in structuring financing for new construction, distressed properties, and high-yield real estate investments has positioned her as a key player in the industry.

Exceptional Contributions to the U.S. Mortgage and Real Estate Sectors

Bochkarova’s leadership in mortgage lending extends beyond traditional transactions. Her focus has been on leveraging technology and data-driven risk assessment to create more efficient and transparent lending solutions. One of her most significant contributions has been the development of fraud prevention mechanisms in mortgage processing, ensuring greater security for lenders and investors.

Her work has led to the expansion of financing options for hurricane-affected properties and underserved regions, helping stabilize communities while offering real estate professionals new investment opportunities. This strategic approach has not only supported borrowers but has also contributed to broader economic development through property rehabilitation and urban revitalization projects.

Driving Job Creation and Economic Growth

Beyond mortgage financing, Bochkarova’s impact on the industry can be seen in her role as a catalyst for job creation. By facilitating capital access for real estate developers and investors, she has contributed to the expansion of housing projects, commercial developments, and new construction ventures that generate employment across multiple sectors.

In addition to direct employment in real estate and construction, her work has indirectly fueled growth in financial services, property management, and home improvement industries. Through her real estate wholesaling and investment education programs, she has also provided individuals with the knowledge and resources needed to enter the real estate market with minimal capital, further driving economic mobility.

Industry Leadership and Influence in Mortgage Lending

As a recognized leader in mortgage lending solutions, Bochkarova’s insights into capital markets, risk assessment, and alternative financing strategies have made her a sought-after expert. Her ability to navigate regulatory landscapes while creating new opportunities for real estate investors has been instrumental in shaping industry trends.

Her reputation as an industry innovator has led to invitations to speak at financial and real estate conferences, contribute to policy discussions, and mentor emerging professionals in the field. Her expertise in structuring commercial real estate financing has also provided realtors, developers, and institutional investors with access to scalable, long-term funding solutions.

A Vision for 2025: Engaging Policymakers on Mortgage and Economic Growth

Looking ahead, Bochkarova is set to take her industry expertise to a national platform. She is preparing a policy proposal for the Federal Reserve, aimed at addressing critical challenges in mortgage financing, improving liquidity in the housing market, and expanding opportunities for first-time homebuyers and real estate investors.

Her 2025 goal is to bring this proposal to President Donald Trump at the White House, engaging policymakers in discussions on how to modernize the mortgage sector and support economic expansion. With a proven track record of driving financial innovation and job creation, her insights could play a role in shaping future real estate and lending policies in the U.S.

As she continues to expand MBrate Mortgage and influence key financial initiatives, Bochkarova remains dedicated to enhancing access to homeownership, strengthening the commercial real estate market, and fostering long-term economic sustainability. Her expertise in connecting lenders, investors, and industry leaders underscores her strategic influence in the mortgage and financial landscape.